How much is it to open an account with Guardian Credit Union?

How much is it to open an account with Guardian Credit Union?

Join Guardian Credit Union Becoming a member is as simple as opening a savings account and maintaining a $5.00 minimum balance.

What do you need to open a bank account at Guardian Credit Union?

An unexpired government issued identification card (driver’s license, state ID, passport, military identification), with your current address. If your current address is not on the ID, you will need proof of residency (including, but not limited to: residential bill, bank statement, payroll check stub).

How do I create a Guardian account?

In order to open a guardianship account, the guardian must show a certified copy of a court order appointing them the guardian of an individuals account. If an individual can no longer serve as guardian of an account, because of death or some other reason, the court will appoint a new guardian for the account.

How much can you overdraft with Guardian Credit Union?

Fee Schedule

Account Fees Fee
Transaction Fees
Overdraft Transfer $1.00/transfer
Returned Item $15.00/item
Courtesy Pay $26.00/item

Can I overdraft my guardian debit card?

Under our standard overdraft practices: We will charge you a fee of $32 each time we pay an overdraft. There is no limit on the total fees we can charge you for overdrawing your account.

What time does Guardian Credit Union open?

M-F: 8:30 a.m.-6:00 p.m. Sat: 9:00 a.m. – 1:00 p.m.

Does Guardian Credit Union have business accounts?

We offer four types of business checking accounts, so whatever size your business is, or whatever stage, you’ll find one that fits.

Whats a guardian account?

A guardian IRA is an individual retirement account (IRA) held in the name of a legal guardian or parent on behalf of a child or other minor under the age of 18-21 (depending on state legislation) or an individual who is incapable of handling their finances due to a physical or mental disability.

What is guardian account?

A Guardianship account is established by the court when a person is legally incapacitated and unable to manage their financial affairs. The court-appointed guardian of a person’s estate can be an individual or guardianship services organization, which manages the financial affairs of the incapacitated person.

How do I redeem my guardian rewards?

Simply visit the “Rewards†tab to view all of our great reward options and click the ‘Redeem now’ – button to redeem your reward.

Can you withdraw money from ATM with insufficient funds?

If you opt out and you lack the funds to cover your ATM withdrawal, it will be automatically declined. However, on some occasions processing delays involving other electronic transactions can make it seem like you have funds in your account even though you have already spent your money elsewhere.

Is Guardian Credit Union federally insured?

Guardian Credit Union is federally insured by the National Credit Union Administration (NCUA) and is backed by the full faith and credit of the United States government. As the FDIC does for banks, the National Credit Union Share Insurance Fund (NCUSIF) insures a person’s savings up to at least $250,000.

What’s new at Guardian Credit Union this summer?

Guardian Credit Union will be conducting open interviews for available company-wide positions in branch operations and lending. In the summer, Guardian Credit Union employees, members and friends come together to support a local charity or non-profit organization. This year, Guardian is excited to be supporting Lucky Mutts Rescue.

Does Guardian Credit Union have open interviews?

Learn how to protect yourself from becoming one. Guardian Credit Union will be conducting open interviews for available company-wide positions in branch operations and lending. In the summer, Guardian Credit Union employees, members and friends come together to support a local charity or non-profit organization.

Why choose a guardian checking account?

At Guardian we offer two unique checking accounts with the features you want and need. Regardless of which one you choose, you’ll get better rates, low fees, and more fun. A checking account with all of the features and none of the fees. Add Round-Up Savings.